{"id":2371,"date":"2022-07-31T21:27:09","date_gmt":"2022-07-31T18:27:09","guid":{"rendered":"https:\/\/uniapplygermany.com\/?page_id=2371"},"modified":"2024-12-20T15:14:49","modified_gmt":"2024-12-20T12:14:49","slug":"gkv","status":"publish","type":"page","link":"https:\/\/uniapplygermany.com\/en\/krankenversicherung\/gkv\/","title":{"rendered":"public health insurance"},"content":{"rendered":"<div class=\"wp-block-group alignwide\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left wp-block-paragraph\">The cost of public health insurance is ~130\u20ac per month. This is a discounted student rate, available to students under 30 years old. The 14 semester rule that you may have seen elsewhere is no longer valid as of January 2020.<\/p>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center\" style=\"grid-template-columns:16% auto\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.coracle.de\/?ref=uniapplygermany\" target=\"_blank\" rel=\"noreferrer noopener\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"270\" data-attachment-id=\"5624\" data-permalink=\"https:\/\/uniapplygermany.com\/en\/krankenversicherung\/gkv\/dak-gesundheit_logo-svg\/\" data-orig-file=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/DAK-Gesundheit_logo.svg_.png?fit=500%2C270&amp;ssl=1\" data-orig-size=\"500,270\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"DAK-Gesundheit_logo.svg\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/DAK-Gesundheit_logo.svg_.png?fit=500%2C270&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/DAK-Gesundheit_logo.svg_.png?resize=500%2C270&#038;ssl=1\" alt=\"\" class=\"wp-image-5624 size-full\" srcset=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/DAK-Gesundheit_logo.svg_.png?w=500&amp;ssl=1 500w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/DAK-Gesundheit_logo.svg_.png?resize=300%2C162&amp;ssl=1 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-buttons is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-buttons-is-layout-de2aced0 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button text-decoration-none is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.care-concept.de\/krankenversicherung\/gesetzliche-studentenversicherung\/gesetzliche-studentenversicherung-antrag.php?vmnr=9010140075&amp;mail=info%40uniapplygermany.com\" style=\"border-radius:100px;color:#a9c95c\" target=\"_blank\" rel=\"noreferrer noopener\">Apply for DAK* national insurance<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center\" style=\"grid-template-columns:16% auto\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.coracle.de\/?ref=uniapplygermany\" target=\"_blank\" rel=\"noreferrer noopener\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"350\" data-attachment-id=\"5626\" data-permalink=\"https:\/\/uniapplygermany.com\/en\/krankenversicherung\/gkv\/stadtmarketing_worms_barmer\/\" data-orig-file=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Stadtmarketing_Worms_Barmer.png?fit=800%2C350&amp;ssl=1\" data-orig-size=\"800,350\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Stadtmarketing_Worms_Barmer\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Stadtmarketing_Worms_Barmer.png?fit=800%2C350&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Stadtmarketing_Worms_Barmer.png?resize=800%2C350&#038;ssl=1\" alt=\"\" class=\"wp-image-5626 size-full\" srcset=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Stadtmarketing_Worms_Barmer.png?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Stadtmarketing_Worms_Barmer.png?resize=300%2C131&amp;ssl=1 300w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Stadtmarketing_Worms_Barmer.png?resize=768%2C336&amp;ssl=1 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-buttons is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-buttons-is-layout-de2aced0 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button text-decoration-none is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/feather-insurance.com\/en\/public-health-insurance\/barmer?utm_source=nCqDa7Wwfr6MdJmP42AY\" style=\"border-radius:100px;color:#a9c95c\" target=\"_blank\" rel=\"noreferrer noopener\">Apply for national insurance barmer*<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center\" style=\"grid-template-columns:16% auto\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.coracle.de\/?ref=uniapplygermany\" target=\"_blank\" rel=\"noreferrer noopener\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"264\" data-attachment-id=\"5632\" data-permalink=\"https:\/\/uniapplygermany.com\/en\/krankenversicherung\/gkv\/technikerkrankenkasse-logo-svg\/\" data-orig-file=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?fit=2560%2C750&amp;ssl=1\" data-orig-size=\"2560,750\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Technikerkrankenkasse-logo.svg\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?fit=900%2C264&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?resize=900%2C264&#038;ssl=1\" alt=\"\" class=\"wp-image-5632 size-full\" srcset=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?resize=1024%2C300&amp;ssl=1 1024w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?resize=300%2C88&amp;ssl=1 300w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?resize=768%2C225&amp;ssl=1 768w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?resize=1536%2C450&amp;ssl=1 1536w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?resize=2048%2C600&amp;ssl=1 2048w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?resize=1200%2C352&amp;ssl=1 1200w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/Technikerkrankenkasse-logo.svg_.png?w=1800&amp;ssl=1 1800w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-buttons is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-buttons-is-layout-de2aced0 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button text-decoration-none is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/feather-insurance.com\/en\/public-health-insurance\/tk?utm_source=nCqDa7Wwfr6MdJmP42AY\" style=\"border-radius:100px;color:#a9c95c\" target=\"_blank\" rel=\"noreferrer noopener\">Apply for national insurance TK*<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-center\" style=\"grid-template-columns:16% auto\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/www.coracle.de\/?ref=uniapplygermany\" target=\"_blank\" rel=\"noreferrer noopener\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"279\" data-attachment-id=\"5631\" data-permalink=\"https:\/\/uniapplygermany.com\/en\/krankenversicherung\/gkv\/aok-2021-svg\/\" data-orig-file=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/AOK-2021.svg_.png?fit=1600%2C496&amp;ssl=1\" data-orig-size=\"1600,496\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"AOK-2021.svg\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/AOK-2021.svg_.png?fit=900%2C279&amp;ssl=1\" src=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/AOK-2021.svg_.png?resize=900%2C279&#038;ssl=1\" alt=\"\" class=\"wp-image-5631 size-full\" srcset=\"https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/AOK-2021.svg_.png?resize=1024%2C317&amp;ssl=1 1024w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/AOK-2021.svg_.png?resize=300%2C93&amp;ssl=1 300w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/AOK-2021.svg_.png?resize=768%2C238&amp;ssl=1 768w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/AOK-2021.svg_.png?resize=1536%2C476&amp;ssl=1 1536w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/AOK-2021.svg_.png?resize=1200%2C372&amp;ssl=1 1200w, https:\/\/i0.wp.com\/uniapplygermany.com\/wp-content\/uploads\/2024\/12\/AOK-2021.svg_.png?w=1600&amp;ssl=1 1600w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-buttons is-vertical is-content-justification-left is-nowrap is-layout-flex wp-container-core-buttons-is-layout-de2aced0 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button text-decoration-none is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/feather-insurance.com\/en\/public-health-insurance\/aok?utm_source=nCqDa7Wwfr6MdJmP42AY\" style=\"border-radius:100px;color:#a9c95c\" target=\"_blank\" rel=\"noreferrer noopener\">Apply for national insurance AOK*<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">You can opt out of state insurance by applying for private insurance. In this case, the university must grant an exemption from insurance (Befreiung von der Krankenversicherungspflicht). This can be obtained from any of the insurance companies that offer public insurance. Please note that it is an <strong>irreversible<\/strong> process. The exemption will be valid for the duration of the entire study. It will only be possible to return to public insurance when employment begins <strong>after<\/strong> schooling.<\/p>\n\n\n\n<div class=\"wp-block-group alignwide has-medium-gray-color has-text-color has-small-font-size\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">Links marked with an asterisk (*) are so-called affiliate links. If you click on such a link and make a purchase using it, we receive a percentage commission from the respective online store or provider. The price for you remains unchanged.<\/p>\n<\/div><\/div>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>The cost of public health insurance is ~130\u20ac per month. This is a discounted student rate, available to students under 30 years old. The rule about 14 semesters, which you may have encountered in other sources, is no longer in effect as of January 2020. It is possible to opt out of public insurance by getting private insurance. In this case, the university needs to be provided with proof of exemption from mandatory health insurance (Befreiung von der Krankenversicherungspflicht). ... <a href=\"https:\/\/uniapplygermany.com\/en\/krankenversicherung\/gkv\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">public health insurance<\/span><\/a><\/p>","protected":false},"author":189993925,"featured_media":0,"parent":2365,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","content-type":"","advanced_seo_description":"\u0423\u0437\u043d\u0430\u0439\u0442\u0435 \u043e \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0439 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0435 \u0432 \u0413\u0435\u0440\u043c\u0430\u043d\u0438\u0438 \u0434\u043b\u044f \u0441\u0442\u0443\u0434\u0435\u043d\u0442\u043e\u0432: \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u043e\u043a\u043e\u043b\u043e 110\u202f\u20ac \u0432 \u043c\u0435\u0441\u044f\u0446, \u043b\u044c\u0433\u043e\u0442\u043d\u044b\u0439 \u0442\u0430\u0440\u0438\u0444 \u0434\u043e 30 \u043b\u0435\u0442, \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0435 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u044b \u0438 \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u044f \u0447\u0435\u0440\u0435\u0437 Fintiba \u0438\u043b\u0438 DAK.","jetpack_seo_html_title":"\u0413\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u0430\u044f \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u0430\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0430 \u0434\u043b\u044f \u0441\u0442\u0443\u0434\u0435\u043d\u0442\u043e\u0432 \u0432 \u0413\u0435\u0440\u043c\u0430\u043d\u0438\u0438 \u2013 \u0443\u0441\u043b\u043e\u0432\u0438\u044f \u0438 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0435","jetpack_seo_noindex":false,"footnotes":""},"tags":[753968894,753968901,753968954,753968879,753968912,753968914,753968908],"class_list":["post-2371","page","type-page","status-publish","hentry","tag-753968894","tag-753968901","tag-753968954","tag-753968879","tag-gesetzliche-krankenversicherung-","tag-753968914","tag---gesetzliche-krankenversicherung"],"jetpack_likes_enabled":false,"jetpack_sharing_enabled":false,"jetpack_shortlink":"https:\/\/wp.me\/Pcd2VE-Cf","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/pages\/2371","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/users\/189993925"}],"replies":[{"embeddable":true,"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/comments?post=2371"}],"version-history":[{"count":35,"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/pages\/2371\/revisions"}],"predecessor-version":[{"id":5634,"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/pages\/2371\/revisions\/5634"}],"up":[{"embeddable":true,"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/pages\/2365"}],"wp:attachment":[{"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/media?parent=2371"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/uniapplygermany.com\/en\/wp-json\/wp\/v2\/tags?post=2371"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}