All these services work on a similar principle:
- blocked account opening online
- transfer of funds to the details specified in the confirmation
- Receipt of confirmation of blocked funds
- opening a bank account (Girokonto) in a German bank upon arrival in Germany
- activation of a blocked account (after activation, your account will receive a monthly amount of 992/1091€)
The account opening procedure allows you to be located anywhere in the world and does not involve interaction with a German representative office abroad.
It takes less than 24 hours to open an account.
Confirmation of blocked funds immediately after transferring the full amount. (You need to consider your bank's transaction times. On average from two to four days)
A current bank account (Girokonto) is required to activate a blocked account. The account can be opened in person at any of the banks in Germany or online at some online banks if you have a national visa. It takes a few days after arrival in Germany and residence registration - up to a total of three months.
Minor students must break off the account with both parents or a guardian.
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Fintiba
The service charges a fee in the amount of 159€ for account opening and monthly fee in the amount of 9,9€.
Private health insurance MAWISTA (35€ per month) for students of the Stüdienkolleg and language courses.
State health insurance BARMER (~140€ per month) for university students.
Free travel insurance (for entry into the country) valid for up to three months with government health insurance.
- FIB Frankfurt International Bank AG's own bank in Germany
- no age limit
- convenient online office and mobile application
- a blocked German bank account in your name
- For underage users, verification by a parent via video call in German or English is required.
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Expatrio
The service charges a fee in the amount of 89€ for account opening and monthly fee in the amount of 5€.
Dr-Walter private health insurance (~37€ per month) for Stüdienkolleg and language students.
State health insurance Techniker Krankenkasse (~140€ per month) for university students.
Free travel insurance (for entry into the country) valid for up to three months with government health insurance.
- convenient online office and mobile application
- a blocked German bank account in your name
- age restrictions 18+
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care concept
The service charges a fee in the amount of 50€ for account opening and monthly fee in the amount of 4,9€
- a blocked German bank account in your name
- opening a current account, which you will activate upon arrival
- age restrictions 18+
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