On airing on Instagram With a representative of BARMER, we discussed in detail what types of health insurance there are and how they differ. We are sharing the outline:
Private travel insurance. Covers insured events that occur during the insurance period. No additional insurance is required for entry.
Fits:
- language students
- to the students of the Stüdienkolleg
- students over 30
Popular choices:
Government Insurance (GKV). Required for enrollment. The insurance office will send notification to the university itself when you enroll. You can apply directly or through brokers. We recommend sending the application through providers rather than directly to the insurance office so that it goes straight to the international department and there are no questions or misunderstandings.
Fits:
- university students under 30 years of age
Popular Companies:
Packages with blockchain and insurance. With most blockchain providers, you can sign up for the full package:
Payment of insurance after arrival (automatic debit).
Examples:
Important to know!
Students can opt out of mandatory insurance if there is a policy with equal coverage. But:
The refusal is irreversible, and it is possible to return to state insurance only by starting to work under an employment contract with compulsory social insurance.
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