Health insurance in Germany

On airing on Instagram With a representative of BARMER, we discussed in detail what types of health insurance there are and how they differ. We are sharing the outline:

Private travel insurance. Covers insured events that occur during the insurance period. No additional insurance is required for entry.
Fits:

  • language students
  • to the students of the Stüdienkolleg
  • students over 30

Popular choices:

Care Concept

Mawista

DR-WALTER

Government Insurance (GKV). Required for enrollment. The insurance office will send notification to the university itself when you enroll. You can apply directly or through brokers. We recommend sending the application through providers rather than directly to the insurance office so that it goes straight to the international department and there are no questions or misunderstandings.
Fits:

  • university students under 30 years of age

Popular Companies:

DAK

BARMER

Packages with blockchain and insurance. With most blockchain providers, you can sign up for the full package:
Payment of insurance after arrival (automatic debit).
Examples:

Fintiba + BARMER

Care Concept + DAK

Expatrio + TK

Important to know!
Students can opt out of mandatory insurance if there is a policy with equal coverage. But:
The refusal is irreversible, and it is possible to return to state insurance only by starting to work under an employment contract with compulsory social insurance.

Fast track student visas: interim summer results

We are actively applying for visas and are happy with the speed. Almost everywhere the process goes very quickly. We are sharing the latest statistics on visa processing times:

  • Russia - all our submissions (including language course visa) come in about 10 days with a full set of documents
  • Kazakhstan - 2-4 weeks
  • Moldova (submission from a student from Ukraine) - 4 days
  • Hungary (student from Ukraine) - one week
  • Azerbaijan - 1 to 3 weeks
  • Uzbekistan - 1-1.5 months. It is still the most unpredictable consulate here, a roller coaster every time

Visa support

And if you want to start your journey in Germany with language courses, we will arrange your visa free of charge when you choose one of our partner schools

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Crash course in math

6 days intensive preparation course for the entrance exam for the T, M and W courses of the Stüdienkolleg.

Why our course?

  • The course syllabus was developed by the Stüdienkolleg math teacher for UniApply Germany
  • Each semester we adapt the level of difficulty of the assignments
  • Classes in small groups and entirely in German
  • The most important topics of the entrance exams

When will the course be held?

  • July 7 through July 18.

Who's teaching?

  • Hannah is a master's student with four years of experience teaching math and computer science as part of university supplemental classes.

Where do I go if I didn't get into medicine?

Entry to medicine in Germany is one of the most competitive: high GPA, C2 language, excellent TestAS scores (in some universities it affects the up to 49% decisions), and a huge competition for a seat.

But if you don't pass, it's not the end. There are many alternative paths that involve medicine, science, and health care:

  • Biochemistry
  • Molecular medicine
  • Psychology
  • Medical Biology
  • Pharmacy
  • Biology
  • Agriculture (with a focus on agro- and biotechnology)
  • Bioinformatics
  • Food chemistry
  • Biotechnology

These specialties are in demand, interesting and offer career prospects in research institutes, laboratories, pharmaceutical companies and other related fields.

 Not sure what to choose? As part of our support, we will help you assess your chances, select the best universities and develop a personalized admission strategy.

Two successful cases this week

National visa in Moscow

The visa was issued in 7 working days after submitting the documents. We had prepared a complete and competently executed package. But, as often happens, the staff of Visametrics wanted to make their own "corrections" and came up with a new vision of a blockchain for applicants.

Important: always check exactly what the paperwork states to avoid surprises.

Bottom line: the visa was approved on the originally submitted package, with no adjustments or additions.

Student residence permit in Germany, entry from Ukraine without a visa

A student entered Germany in the second half of March. She rented temporary accommodation for 2 weeks, during this time a permanent residence was successfully found and a propiska was made. Immediately after we submitted the full package of documents to the migration service, we did not forget to attach a reference to the documents that confirm the right to visa-free entry for long-term stay (yes, yes, there were cases when the Abkhaz simply did not know about it and turned the students around).

After only 2 weeks, I got a reply. We were given a date to submit the prints and pay the fee. On Monday our student received her student residence permit for 2 years.

Working while studying

The work permit is directly related to the paragraph of the Residence Act under which you are granted a visa or residence permit.

University, Stüdienkolleg and language courses as part of pre-university training (§16b AufenthG)

  • You are allowed to work up to 140 days per calendar year.
  • Work under university structures, e.g. as a research assistant (HiWi) is not counted in this limit.
  • Counting workdays under two models: 8 hours - full-time (4 hours - half-time) OR 2.5 days for a 20-hour workweek.
  • Working up to 40 hours per week during semester breaks counts as 2.5 days.

! Don't confuse work authorization with a limit of 20 hours per week during the semester and 40 hours per week during vacations - these are restrictions related to Social Security and the ability to stay on a student's health insurance plan.

Isolated language course (§16f AufenthG)

  • You are allowed to work up to 20 hours per week during the course.

Applicants - usually students with an invitation to take the entrance exam (§17 AufenthG) are granted this visa.

  • Authorized to work up to 20 hours per week.

Visa for language courses

Our student got her visa the other day! Initial data: 27 years old, completed bachelor's degree, German B1 level, but without official certificate.

We started our work back in October: we chose schoolWe have prepared a package of documents, including motivation letterand we waited for the feed to open and then we waited.

In March, a letter arrived from the visa department of the Ministry of Foreign Affairs requesting to expand the blockchain up to 12 months and provide a language certificate.

Challenges:
1. the nearest test center was 500 km away, and the exam was only a month away. The visa office did not take the certificate of completion of the course seriously.
2. The passport under consideration has been valid for less than a year. In addition, visas for isolated language courses cannot be obtained for longer than the duration of the course itself.

Our solutions:
We promptly wrote a reasoned letter. The same day we received a reply: the blockcheck could only be extended to 9 months, and the visa department agreed to accept our decision instead of the certificate. Later, we had to agree to postpone the deadline, which also went smoothly.

Result:
Two weeks after sending the updated documents (taking into account the Easter holidays), the visa was in hand!

We cooperate with the best language schools all over Germany: Berlin, Munich, Frankfurt, Hamburg, Cologne and many other cities.

After completing the course, you do not have to leave Germany: you can apply for a residence permit for further study or work directly on site.

If you book language courses from our partners for six months or more, visa support UniApply Germany for free!

⚡️Минуя schtudienkolleg

In addition to the two usual ways of entering after the 11th grade at school - via the Stüdienkolleg or at least one university course - there are other options. Let's get to the bottom of it!

▫️Штудиенколлег in English with admission to public universities after graduation. 🔗Details

▫️Поступление directly into the first year of university with TestAS. This is possible at universities such as Uni Wuppertal, Uni Jena, RWTH Aachen, Westfalische Hochschule, HS Niederrhein, HS Bochum, Europa-Universität Viadrina.

▫️Поступление for the study program through TestAS and the preparatory semester at Uni Köln, even for medicine😉

▫️Зачисление with the condition to complete a minimum of 30 credits in the first year at HS Schmalkalden. The university also offers a program in English.

Have a question? UniApply Germany can help!

Life in WG and how much it costs

WG (Wohngemeinschaft) is a shared accommodation format where several people rent one apartment and share the rent. It is popular among students and is cheaper than renting alone.

The Moses Mendelsohn Institute has been analyzing data from the largest room rental portal for years wg-gesucht.deand here are the figures for 2024: the average cost of a room in WG across Germany is 489 euros per month.

But a lot depends on the city:

🏙️ top expensive cities:

  • Munich 790€ (even in the Munich district, e.g. in Garching and Ismaning room prices in WG reach 660€, which is more expensive than in most major cities)
  • Frankfurt 680€
  • Berlin 650€
  • Hamburg 620€
  • Cologne 600€
  • Düsseldorf 600€
  • Stuttgart 560€
  • Potsdam 555€

🌿 Most affordable cities:

  • Mitwaida 266€
  • Freiberg 266€
  • Chemnitz 290€
  • Wismar 325€
  • Jena 328€

💡 If you can, look for accommodation in advance, especially if you're traveling to a major city.

❗️Проверяйте ads for accuracy, especially those that seem "too good". Scammers are not dormant.

At UniApply Germany, we help not only with enrollment but also with 🔗housing selection For students.

New programs at German universities

Already this fall, German universities will open their doors to students for new English-language programs. This is a great opportunity to get a quality education and build an international career!

🎓 Bachelor's degree:
▫️ Uni Passau - Artificial Intelligence
▫️ HS Weihenstephan-Triesdorf - Applied Informatics
▫️ TU Chemnitz - Digital Engineering

🎓 Master's Degree:
▫️ HS Weihenstephan-Triesdorf - International Environmental Engineering, Sustainable Regional Development, Digital Farming, Resilient Horticulture
▫️ TU Chemnitz - Business & Economics
▫️ TU Nürnberg - Human & Artificial Intelligence
▫️ TH Ingolstadt - Entrepreneurship and Corporate Venturing

With the UniApply Germany, enrollment will become easier:
✅ Find the right program for you
✅ Prepare all necessary documents
✅ Help with all stages of enrollment

🔗Start preparing today!